You can refinance to get lower monthly payments, save on interest, or cash out on your home equity. We’ll help you pick the perfect lender and guide you through the steps.
1.) KNOW THE COSTS
Application fee, appraisal fee, inspection fee, attorney review and closing fee, title search, insurance,
2.) GATHER YOUR DOCUMENTS
Two most recent: pay stubs, W-2s, and bank statements,
3.) UNDERWRITING YOUR LOAN
The underwriter examines all details of your application and supporting documentation for accuracy and guideline fulfillment.
4.) GETTING AN APPRAISAL
The appraiser inspects your home and compares it to similar, recently sold homes in the area to determine its value. You may be exempt if you have had an appraisal in the last 120 days,
5.) CLOSING COSTS
Prior to closing, you will receive a Closing Disclosure with detailed info about closing fees, loan details and payments,
Refinancing is a great way to achieve your financial goals. CONTACT ME TODAY!
